Comprehensive Financial Planning
Do you need help putting it all together? A comprehensive plan looks at all the elements of your financial life, considers potential trade-offs, contemplates issues that may arise, and helps you form an educated plan of action.
Asset/Investment Management
Figuring out how much money you need to achieve your financial goals is one thing; matching your investments up with your goals and your risk is all together a different matter. Don’t just wing it. Asset allocation and ongoing management services can help align your investments with your financial goals and comfort level.
Current Cash Flow and Short Term Goal Planning
The 2020 COVID turmoil exemplifies how easily events can derail best laid plans. We work with you to map out where cash is coming from to cover your daily expenses and short-term goals. Cash flow planning also can help you prepare for unexpected situations that arise.
Tax Planning
Unfortunately, taxes are some of the biggest expenses everyone faces in their day-to-day lives. Whether it is income tax, investment tax, or estate tax, we work with you to try to minimize the bill to Uncle Sam.
Risk Management
Do you want to protect yourself, your family, your home, or your business, assets? Insurance can ease financial burdens when disaster strikes. Insurance planning can help you evaluate your insurance needs.
Education Planning
Is the education of your children, dependents, or grandchildren something near and dear to your heart? If you are considering paying for or partially covering education costs, there are a lot of options available to you. Education Planning can help you sort through the choices to help find the optimal way to save and pay for education.
Retirement Planning
Are you dreaming of the days you can say, take this job and shove it? Most of us want to stop working someday. Retirement planning is a detailed process that helps define your retirement goals, identify where you are today, and lays out a path to help achieve a fulfilling retirement.
Small Business Retirement Planning
Do you own a business? Are you looking to attract and retain quality employees with retirement plan benefits? Small Business owners have unique options available to them. Retirement Planning can help you sort through the different types of retirement plans and provides the information needed to choose the one that makes the most sense for you and your business.
Charitable Planning
Winston Churchill once said, we make a living by what we get, but we make a life by what we give. Charitable planning can help you identify your philanthropic goals, determine if you can afford them, and optimize the tax benefits for your gifts.
Estate Planning
Are you looking for a meaningful and everlasting gift you can give to your loved ones? While we are not attorneys and cannot draft your legal documents, we can help you plan to make things a bit easier for your loved ones and help ensure that your assets are aligned accordingly.
