Blog
Technology Guide for Dementia Patients and Their Caregivers
If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time.
Read MoreData Breach: Your Security To-Do List
According to recent statistics, data breaches have become common in today's digital world. However, individuals can take steps to protect themselves and minimize the impact of a breach. CL(Personal Finance)
Read MorePreparing for the Tax Cuts and Jobs Act Sunset at the End of 2025
We look back at the Tax Cuts and Jobs Act to review provisions that sunset in 2025 and how you should prepare for them now. CL(Taxes)
Read MoreThe Impact of SECURE 2.0 in 2024 and Beyond
Although the new laws will impact all savers in some ways, navigating the changes is a bit like putting a puzzle together, so we outline the highlights of what provisions of SECURE 2.0 go into effect next year. CL(Taxes, Retirement)
Read MoreHow Will COLA Adjustments Change Your 2024 Finances?
Top 3 ways that 2023's COLA adjustments will impact your 2024 finances. CL(Social Security, Taxes)
Read MoreShow All
A Year-End Financial Checklist
As we close out 2023, it is time to think about year-end financial strategies to help set up your finances for 2023. CL(Taxes, Personal Finance)
Read MoreAI's Role in Shaping Our Tomorrow: A Look Ahead
Like most transformative innovations throughout history, AI’s possibilities have been met with a combination of excitement, skepticism, and fear. We discuss AI's origins and impacts. CL(Investments)
Read MoreTop 10 Questions High-Net Worth Individuals Ask About Social Security
A Q&A designed to help you better understand what to expect from Social Security. CL(Social Security)
Read MoreUnderstanding the "September Effect"
Over the last 25 years, returns in September have been weak. We take a look at the global anomaly that has become known as the "September Effect." CL(Investments)
Read MoreAugust Is National "Make a Will" Month
This article will explain what wills are and share some benefits of creating a will in honor of National "Make a Will" Month. CL(Estate Planning)
Read MoreAugust Market Monitor: Dog Days of Summer
Despite giving some returns over the last month, markets have been good to investors in 2023. We discuss what's been driving markets in our latest Market Monitor. CL(Market Commentary)
Read MoreSmart Credit Card Strategies
Credit card debt has recently hit record highs due to a number of factor. If you're in credit card debt, you're not alone. Here are some innovative strategies to help you manage your credit card. CL(Personal Finance)
Read MoreBack to School: 5 College Planning Mistakes to Avoid
Sending your kid off to college comes with a hefty pricetag. As you begin the college planning process, keep these 5 common mistakes in mind. CL(Education)
Read MoreWhat Documents Should I Keep vs Shred?
Looking for something to do while you hide inside from the summer heat? It may be time to organize that pile of documents. Here are some tips on what documents you should keep and what documents you should shred. CL(Personal Finance)
Read MoreMarket Monitor: Summer Heat
It's scorching hot out right now, and that includes the markets. We break down what's driving investments this summer. CL(Market Commentary)
Read MoreDoes It Pay to Buy Travel Insurance for Your Summer Trip?
While protection is never a bad thing, you want to make sure the value of the coverage outweighs the added cost. CL(Personal Finance)
Read More8 Step Summer Financial Checkup
If you find yourself with a bit of extra time on your hands in the upcoming months, you may want to use this time to check in with your family’s finances. CL(Personal Finance)
Read MoreA Brief History of Estate Taxes
Estate taxes have changed over time, and will continue to do so. CL(Taxes)
Read MoreMarket Monitor: 4% Is Not Good Enough
Inflation is down to 4%, but the Fed says that's not enough. We take a look at what's been going on for markets recently. CL(Market Commentary)
Read MoreFinancial Lessons from Famous Dads
In honor of Father's Day, we're sharing financial lessons from famous dads! Have you taken any of this advice? CL(Personal Finance)
Read MoreCould You Pass This Basic Social Security Quiz?
A look at some Social Security basics everyone should have in mind as they approach retirement age. CL(Social Security)
Read MoreMay Is Military Appreciation Month: 5 Financial Tips For Every Military Family
Happy Military Appreciation Month! To celebrate, we're sharing our top 5 simple financial tips for military members and their families. CL(Personal Finance)
Read MoreNew Mortgage Fee Rules
Mortgage rates are at the highest levels since 2002. To add insult to injury, a new mortgage fee rule will impose additional fees, at least on some. Find out how you might be impacted here. CL(Personal Finance)
Read MoreMarket Monitor: An Old-Fashioned Showdown
The debt ceiling showdown is adding uncertainty to the markets already dealing with challenges. Despite that, returns have been good this year. We break down what's been driving markets recently. CL(Market Commentary)
Read MoreWomen Investors Have Unique Strengths
Women have unique strengths, and it just so happens that it shows in their investing. We break down what gives women investors their superpowers. CL(Investments)
Read MoreMitigating the Big Retirement Risks
Retirement is a major life change, and no matter how much you prepare, you won't know exactly how it will go. Planning and flexibility help deal with the big retirement risks. Here's how. CL(Retirement)
Read MoreNational Small Business Week
Since 1963 we have been celebrating National Small Business Week by recognizing and honoring the businesses that help grow our economy. Connect to your community and explore the small businesses that makeup America. CL(Personal Finance)
Read MoreApril Market Monitor: The Easter Bunny Delivers
After a nice first quarter, the Easter bunny has delivered a strong start to this quarter as well. We discuss some drivers of today's markets. CL(Market Commentary)
Read MoreIt's Financial Literacy Month: Brush Up on Your Financial Skills
With Financial Literacy Month upon us, it's time to review some basic financial concepts. Here are some tips to help you become more financially confident. CL(Personal Finance)
Read MoreFour of the Worst Celebrity Investments
Investing can be difficult, even for the rich and famous! You won't believe some of these bad celebrity investments. CL(Personal Finance)
Read MoreHow You Can Purchase I-Bonds Directly from the Treasury
With inflation hovering near 40-year highs, you may want to consider an investment that can keep up with prices. Here’s how to get started with I Bonds. CL(Investments)
Read MoreMarket Monitor: March Madness
March madness is here. The bank failures and stresses have caused turmoil in the market over the last few weeks. We discuss what's been happening and what's next for the banks here. CL(Market Commentary)
Read MoreUnderstanding FDIC Insurance
FDIC insurance is insurance offered by the government to help protect your deposits at an insured bank. Learn more about FDIC insurance, including what it covers. CL(Investments)
Read More5 Steps for Handling an Unexpected Tax Bill
Getting stuck with an unexpected tax bill can be stressful and unsettling. Here are five ways to reduce your tax bill to a more manageable size. CL(Taxes)
Read MoreFebruary Market Commentary: The Fed's Not Done
History is seemingly on our side for a good year in the market, but does that mean we are out of the woods yet? Not quite. We take a look at what's been driving the markets recently. CL(Market Commentary)
Read MoreLove, Marriage, and Finance Later in Life
Saying “I do” later in life comes with a list of critical financial considerations. Here are a few things you should consider before you plan your ceremony and honeymoon. CL(Personal Finance)
Read MoreIdentity Theft Awareness Tips
It’s important to keep your personal data safe, both on- and offline. Learn some important identity theft prevention tips here. CL(Personal Finance)
Read MoreTax Tips for the 2022 Filing Season
Before you jump the gun and file your taxes, consider these essential tax tips to help ease the burden of the filing season. CL(Taxes)
Read MoreVideo: Secure Act 2.0
Will the SECURE Act 2.0 change how or when YOU retire? We made a quick video highlighting a few key changes that take effect in 2023 and how they may impact your retirement. Click to watch! CL(Retirement, Video)
Read MoreMarket Monitor: The New Year Begins
A new year, a new chapter, but the same storylines persist. We take a look at the markets and where we are at today. CL(Market Commentary)
Read MoreThe SECURE Act 2.0: RMD Edition
The SECURE Act 2.0 is into law and brings multiple changes for retirement accounts, including changes to the required minimum distributions. We break down what's new here. CL(Retirement)
Read More5 Ways to Get Fiscally Fit in the New Year
Start the year off right by getting started on these five top financial goals.
Read MoreMarket Monitor: Into the Home Stretch
We are in the home stretch of a year in which nothing seemed to go according to plan. We take a look at how we got here, as well as some year-end planning moves. CL(Market Commentary)
Read More5 Great Children's Books To Teach Kids About Money
The more you read the more you know! These 5 children's books are sure to entertain and teach fundamental money skills to your little ones. CL(Education)
Read MoreRetirement Strategy: When and How to Update Your Retirement Plan
Setting up a retirement strategy is one thing, but when and how do you adjust it? Our article will help you understand. CL(Retirement)
Read More‘Tis the Season to Be Charitable! 5 ways to Maximize Your Year-End Giving Strategy
Giving season often puts a bigger smile on your face than buying things for yourself. We have five simple tips to make the most of your year-end charitable giving. CL(Charitable Giving)
Read MoreMarket Monitor: Bad News is Still Good News?
Recently bad news for the economy has been treated like good news for the markets. We discuss why in this month's market monitor. CL(Market Commentary)
Read More2022 Year-End Tax Tips
It's time to get in gear for your year-end tax planning. Before you go into full-blown holiday mode, consider these tax moves that can pay off when it comes time to file. CL(Taxes)
Read MoreInflation Has Tax Impacts Too
A small silver lining of inflation is that tax brackets, deductions, and contribution limits are adjusted for it. This may set you up for some tax savings and the ability to save more in future years. Here's how. CL(Taxes)
Read MoreRetirees: Don't Be Tricked This Halloween
Since Halloween is known for tricks and treats, it seems fitting that Cyber Security Awareness Month ends on Halloween. Protecting yourself and your assets is essential. We review some of the best practice guidelines. CL(Personal Finance)
Read MoreVideo: Year End Tax Action
After a rocky year, take advantage of tax-loss harvesting opportunities to cut your tax bite. We explain when this may make sense for you. CL(Taxes, Video)
Read MoreMarket Monitor: The Fed Keeps Tightening
With stubborn inflation and strong jobs numbers, the Fed remains vigilant in tightening monetary policy to weaken demand. We discuss what's been going on with markets. CL(Investments)
Read MoreThe A, B, and C’s of Medicare
You may be eligible for Medicare soon, but do you know the ins and outs of your coverage options? Here's a breakdown of Medicare Parts A, B, C & D. CL(Retirement, Insurance)
Read MoreSocial Security and Your Spouse
Did you know that you can claim a spousal benefit for social security? We detail a few important situations where you can claim spousal benefits for social security, even if you're widowed or divorced. CL(Social Security)
Read MoreFood Inflation Soars - Simple Tips to Trim Your Groceries
Inflation has soared, increasing expenses on many things like groceries. Here are simple tips to help reduce the inflation bite from your groceries. CL(Budgeting)
Read MoreVideo: Recession Fears
Market and economic news can be especially stressful because we have no idea what’s going to turn into major headaches or cause a market meltdown. We have three simple strategies you use to beat the stress. CL(Video, Investments)
Read MoreMarket Monitor: Gut Punch
The latest inflation report hit like a gut punch, changing market perspectives, at least for the short term. We discuss drivers of the recent market movement. CL(Market Commentary)
Read MoreCCRC – An Option for Long-Term Care
Continuing care retirement communities provide retirees with a viable option for aging in place. We look at the basics of what they are and how they work. CL(Retirement)
Read MoreIs Your House Protected?
Homeowner's insurance and its storm coverage can get confusing. We dive into details about what's covered, what isn't, and how you can adequately protect your home. CL(Insurance)
Read MoreWashington Watch: Agreeing With Pelosi?
It's been an eventful summer in Washington, with multiple bills and acts passing. We highlight some impacts for individuals. CL(Personal Finance)
Read MoreBirthday Milestones for Your Finances
Starting with age 50, many years signify financial milestones that should not go unmentioned. We breakdown which birthdays have financial benefits you should know. CL(Personal Finance)
Read MoreVideo: Social Security While Working
After retiring early during the Covid shutdowns, a significant number of people are un-retiring. Wondering how those earnings can impact Social Security benefits? We discuss it in our quick video. CL(Video, Social Security)
Read MoreMarket Monitor: It’s Still Hot Out
It's still summertime temperatures out, and inflation and jobs readings are still running hot. Can the Fed look forward to cooling temps in the coming months? CL(Market Commentary)
Read MoreCreating the Optimal Money Balance in Retirement
Creating a good work-life balance is not just for the working years. You still have to find that balance in retirement. Here's how a spending plan can help. CL(Budgeting)
Read MoreAugust Is National "Make a Will" Month
In honor of National "Make a Will Month," we discuss what wills are and share some of their benefits. CL(Estate Planning)
Read MoreWhen the Markets Hand You Lemons- Make Lemonade
When life hands you lemons, make lemonade is the proverbial phrase that has stood the test of time to encourage optimism and a positive can-do attitude in the face of misfortune. CL(Investments)
Read MoreVideo: Credit Report Changes
While we don't like to talk about credit, it is important, and recent changes have occurred. Settled Medical debt will no longer linger on your credit report. CL(Video, Personal Finance)
Read MoreMarket Monitor: A 9.1 on the Richter Scale
2022 markets have seemingly been defined by big inflation readings and the subsequent fed action. So far, July is turning no different. CL(Market Commentary)
Read MoreThrift Savings Plan Redesigned
The Thrift Savings Plan has come a long way since its inception in 1987 and made several big updates this June for plan participants. Let's break down some of the changes. CL(Retirement)
Read MoreThe 11 Best Quotes about Investing
Want to learn more about investing? These 11 famous quotes should help! Explore the quotes and the meaning behind each one. CL(Investments, Personal Finance)
Read MoreHow Can Retirees Cope With Inflation?
Inflation affects each of us differently depending on the goods and services we purchase. We are confident your expenses have increased. Here are some ways to help offset inflation during retirement. CL(Personal Finance)
Read MoreRetirement Planning: Beyond Finances
The financial aspects of a retirement plan are essential, but finding meaning and purpose in your new life is also vital for success. Planning the personal side of retirement all starts with one basic question... CL(Retirement)
Read MoreIt's Not Just About Inflation: It's About Volatilty
Inflation is driving the headlines and wreaking havoc on budgets. But for long-term investors – volatile markets are also in focus. So, how do you cope with the uncertainty and volatility? We have some pointers. CL(Investments)
Read MoreMarket Monitor: Summertime Blues
Even though May was positive, 2022 remains a challenging year for the markets. We break down the key drivers for this year. CL(Market Commentary)
Read MoreIt's Hurricane Season. Are You Financially Prepared?
June 1st is the official start of hurricane season. Good preparation goes well beyond just getting supplies. Financial preparedness will also help you weather the storm. Here are some tips. CL(Personal Finance)
Read MoreInvesting in a 529? Five Big Questions Answered
May 29th is national 529 plan day. What's a 529, how do you use it, and what are the benefits? We have the big 529 plan questions answered. CL(Education)
Read MoreExpressing Gratitude to Military Service Members
May is military appreciation month. While it is always a good time to show thanks to service members, May is especially a good time to show that you care. We have a few good ideas for you to do just that. CL(Video)
Read MoreThe "Financial Talk"
Just as the birds and the bees talk was difficult during the teenage years, talking to your adult kids about your finances seems to bring the same angst. CL(Estate Planning)
Read MoreMarket Monitor: April Showers Bring May Flowers?
In April, the market showers were stormier than we've had in a while. Do the April showers bring May flowers? CL(Market Commentary)
Read MoreThrift Savings Plans: Post Employment
The Thrift Savings Plan (TSP) is an important retirement vehicle for service members, but what should they do with it when they leave their job? We break down the options available to you. CL(Retirement)
Read MoreDealing with Unexpected Expenses in Retirement
You might be able to plan for many of your retirement expenses, but there are likely going to be unexpected things that come up. CL(Retirement)
Read MoreVideo: Is Life Insurance Worth the Money?
We often feel like we "should" have it, but do we really need it? We go through three key questions to help you decide. CL(Video, Insurance)
Read MoreFinancial Spring Cleaning
t's time for spring cleaning, and if you are like most people, you are not really sure what you should be keeping and for how long. Here's what you should keep, and what you can toss. CL(Personal Finance)
Read MoreMarket Monitor: Up and Down
The "roaring twenties" have been dramatic for the markets, continuing into the first quarter of 2022. What's been happening, and where do we go from here? CL(Investments)
Read MoreUmbrellas Aren't Just For Rainy Days
Accumulating assets is only part of the plan. Learn how an umbrella policy can help protect your wealth. CL(Insurance)
Read MoreThe ABCs of College Planning
College is expensive and sorting through the funding options can be confusing. We look at big picture ideas on how to overcome the potentially big expense. CL(Education)
Read MoreRoth Versus Traditional
Deciding whether a Roth IRA or Traditional IRA is better for you can be a confusing, but important, decision. Here are factors you should consider to help you decide. CL(Retirement)
Read MoreVideo: Headline Overload
We are living in an age of overwhelming information, surrounded by social media and headlines designed to grab our attention. Here are three simple strategies you can use to avoid headline overload. CL(Video)
Read MoreMarket Monitor: Trying Times
Just when it seems that the economy is putting COVID-19 in the rearview mirror, a new market-driving headline takes place. We share our thoughts on what's been going on in the markets here. CL(Market Commentary)
Read MoreHigher Interest Rates Are Coming: Are You Prepared?
The Fed has signaled it is ready to raise interest rates this month. That can have impacts on your personal financial picture, especially your debt and investment portfolio. We have some ideas for you to be prepared. CL(Personal Finance)
Read MoreA Note on the Invasion of Ukraine
Added to already high inflation and the market's uncertainty around the Federal Reserve, markets are now reeling from the added pressure of the war, sanctions, and its impacts.
Read More72(t) - A Strategy to Avoid The 10% IRA Distribution Penalty When You Are Under 59 1/2
There are a few exceptions to the 10% penalty on early retirement withdrawals from an IRA. Learn about one of the less known strategies that can be a valuable tool for those considering early retirement. CL(Taxes, Retirement)
Read MoreVideo: Market Jitters
Markets are seeing frequent surges of volatility, and that's stressful. It is not a reason to panic and freak out, though. Volatility and corrections in the face of bad headlines are normal and occur regularly. CL(Video, Investments)
Read MoreMarket Monitor: A Formula for Volatility
Ukraine + Earnings + Inflation = Volatility. A look at what's been going on in the markets through the first month and a half of the year. CL(Market Commentary)
Read MoreRecent Raise? Here's what to do with it.
Companies are giving the largest raises in a decade. It can be easy to spend that extra money on something big, fun, or exciting. Or you can turn the good news into a better plan. CL(Personal Finance)
Read MoreCash Flow Planning When You're at the Mid-Point of Your Career
The midpoint of your career typically corresponds with increased cash flows and responsibilities. That makes it more important to take the time to create a flexible financial plan. CL(Personal Finance)
Read MoreMarket Timing: Is it worth it?
Correction territory with crazy market swings stirs new headlines and can quickly usher feelings of panic and fear for some investors. Let's talk about market timing and if it works. CL(Investments)
Read MoreVideo: Investing With Intention
Three simple (but powerful) questions you can use to set the stage for an amazing 2022. CL(Video, Personal Finance)
Read MoreMarket Monitor: Laboring Into the New Year
Inflation, Omicron, and Labor shortages. 2022 has started out bumpy. Read our take in our latest market monitor blog post. CL(Market Commentary)
Read MoreWhat's in Store for Inflation in 2022
December's inflation number came in at nearly a 40 year high. We take a look at what the Fed is doing and what investors can expect in 2022. CL(Investments)
Read MoreVideo: Charitable Giving Season
It's that time of year when we realize just how fortunate that we are and when people tend to do most of their giving. Here are a few ideas for you to make the most out of your charitable donations. CL(Video, Charitable Giving)
Read MoreThe Top 5 Reasons A Trust Should Be Part of Your Estate Plan
It's not so easy to think about the final answer, how do you want your assets to pass when tomorrow starts without you. Here are five reasons to consider a trust as part of your estate plan. CL(Estate Planning)
Read MoreMarket Monitor: It Mutated
The markets in November started out nicely before Omicron smacked that aside. Learn more about what's been going on in our most recent Market Monitor blog post. CL(Market Commentary)
Read MoreLiving the Dream: How to make Your Perfect Retirement a Lasting Reality
We spend decades working and building up until the retirement finish line with hopes of rest, relaxation, and a life filled with the things that make us happy. Making that transition can be work too. CL(Retirement)
Read MoreHome Prices Have Increased: Are You Covered?
As a result of significant real estate value increases and inflation, you should be asking, “is my coverage enough?” It is a good idea to take a comprehensive look at your policy, what it covers, and how much you pay for it. CL(Insurance)
Read MoreVideo: Year End Actions
It's getting close to the end of the year, but it's not yet time to shut down and go into holiday mode with your investments. We discuss three actions you should be considering now with your portfolio. CL(Video, Investments)
Read MoreRMD - 4 Ways to Reduce Tax Liability
If you don't follow the Required Minimum Distribution rules, the IRS can quickly go from Uncle Sam to Uncle Scrooge. Fortunately, there are some strategies you can use to reduce your tax liability. CL(Retirement, Taxes)
Read MoreMarket Monitor: Road Work Ahead
October is known as one of the more volatile months, but it didn't turn out that way this time. We take a look at what's been driving the markets in our recent market monitor post. CL(Market Commentary)
Read More3 Ways to Position Your Bonds for Inflation
Inflation has been rearing its ugly head, which makes it tough on fixed-income investors. Here are three moves to consider with your bonds to combat the impacts of inflation. CL(Investments)
Read MoreVideo: Social Security Statement Updates
While the headlines are talking about the huge jump in benefits, we want to also let you know about some updates to the statements from Social Security and why you should be checking them regularly. CL(Social Security, Video)
Read MoreIs Reason or Emotion in Charge of Your Wealth Plan?
Even if we consider ourselves open-minded, we have biases. Good, bad, or indifferent, these biases influence your feelings, behavior, and future decisions. We break down the four that we often see. CL(Personal Finance, Investments)
Read MoreMarket Monitor: Political Chicken?
Markets had a case of the September scaries. Worries about inflation and a game of political chicken drove the headlines. Find out what's been going on in our latest post. CL(Market Commentary)
Read MoreThree Things to Know About Taxes in Retirement
It's easy to begin daydreaming about retirement and the fun aspects of life after work. It's even easier to overlook one significant expense: taxes. Read more to learn 3 things you need to know about taxes in retirement. CL(Taxes)
Read MoreThe Positive Effects of Working in Your Senior Years
The financial benefits of working in retirement are obvious, but the sense of community, purpose, and independence can also be invaluable. Learn more about how working into retirement can be a positive. CL(Retirement)
Read MoreAmerican Families Plan: Round One of Proposed Tax Changes
Round one of the tax proposals is finally here. While we do expect more changes in the coming weeks, here are three big things you should know about the first draft. CL(Taxes)
Read MoreVideo: Investment Lessons From September 11th
Twenty years after the September 11th attacks, we look back and reflect on important investment lessons that continue to stand the test of time. CL(Video, Personal Finance)
Read MoreMarket Monitor: A Turning Point?
Equity markets have advanced, even as the Delta variant has ravaged some states. What's been driving the recent market performance? We talk about that in our latest blog. CL(Market Commentary)
Read MoreSocial Security Trust Fund Meets Covid-19
Before the pandemic, the Social Security Trust fund's finances looked bleak. After, it's even worse. Learn about what changed and how it may impact you. CL(Social Security)
Read MoreHow to Find Balance in Your Spending
Figuring out how to plan for tomorrow while living for today is challenging. Here are some tips to find the right financial balance for you.
Read MoreFive Reasons to Sell Your Home During Retirement
While the housing market remains healthy, selling your home could be a good financial move that provides your retirement a nice boost. We've outlined 5 reasons to consider selling your house during retirement.
Read MoreMarket Monitor: Recovery in the Balance?
Although it's clear we are still dealing with the impacts of COVID-10, the pandemic sparked recession was relatively short. Markets have hit new highs this year. Learn about the key drivers in our recent commentary. CL(Market Commentary)
Read MorePenalty-Free Withdrawals for Higher Education Expenses
It's the time of year to get out the checkbook to pay for college education. Read the cliff note version of what you need to know to take penalty-free IRA withdrawals if you are under 59 1/2. CL(Education)
Read MoreTaking Control From the Taxman: Social Security Edition
Social Security taxation often feels confusing and complicated. Fortunately there are steps you can take to both learn how much of your benefit is taxable and strategize how to keep the tax bill down. CL(Taxes)
Read MoreNarrowing the Millennial Wealth Gap
Millennials initially had a bad rap in the workforce. They also fell behind in wealth to previous generations when they were the same age. That gap is narrowing fast though. Read about ways here. CL(Personal Finance)
Read MoreVideo: Inflation Talk
If you go to the gas pump, lumber yard, or watch the news you know prices are going up, up, and up!!! Listen to us talk about the options you can consider to help protect your portfolio. CL(Video, Investments)
Read MoreNew Estate Planning Strategies for the Digital Era
Is your estate plan a Dinosaur? As technology continues to integrate into our lives, your estate plan could be missing some essential strategies. Learn more about how to incorporate digital assets into your estate plan. CL(Estate Planning)
Read MoreMarket Monitor: Congressional Battles
Things are getting hot this summer. Congress has a few impactful items for investors on their agenda for this month. Learn more about what's going on and what's been happening with the markets. CL(Market Commentary)
Read MoreRetirement Withdrawals: Sequence of Returns Risk
A common retirement goal is do not run out of money before you run out of life. One of the biggest risks is something called sequence of returns risk. Understand how this risk can affect a portfolio and ways to mitigate it. CL(Retirement)
Read MoreIt's Hurricane Season. Are You Financially Prepared?
Hurricanes can be unpredictable. Are you financially ready? CL(Personal Finance)
Read MoreLife Insurance - Who Needs It and How Much?
Depending upon your age and health, insurance can be relatively easy and inexpensive to come by; it's just a question of understanding the goal of insurance, the types of insurance available, and how much you need. CL(Insurance)
Read MoreDog Days of Retirement
The dog days of summer have us thinking about, well, our dogs. Fortunately, dogs are pretty smart, and can even teach us a few tricks related to your 401(k) plan. CL(Retirement)
Read MoreVideo: What Should Investors Do Ahead of Tax Regulation Changes?
By far and away, the number one question we receive from investors recently relates to what actions investors should take with potential tax increases around the corner. Here are some things you should consider today. CL(Video, Taxes)
Read MoreMarket Monitor: Stay in May; It'll Be Okay?
May had robust earnings, a lot of optimism, unexpectedly high inflation, and an apparent labor shortage. Despite that May posted another positive return. Learn more in our May recap and June Outlook. CL(Market Commentary)
Read MoreBeyond Retirement with Flexible Planning Tools
While many people think of the will as the foundation of estate planning, trusts can be the cornerstone that allows you to name who will get your assets and control how they will get those assets. CL(Estate Planning)
Read MoreThe Military Retirement Advantage: Thrift Savings Plan
You should treat your TSP as an important part of your benefits. If you haven't thought about yours lately, it might be time to do a little recon to make the most of your earned benefits. CL(Retirement, TSP)
Read MoreMarket Monitor: March Showers and April Flowers
The old adage “April showers bring May flowers” retrograded the calendar this year, as March showers, of cash in the form of stimulus, brought April flowers. CL(Market Commentary)
Read MoreThe Stepped-Up Basis May Be Getting Stepped On
A change in the capital gains rules could necessitate some re-jiggering of estates to attempt to protect assets as much as possible from estate taxes. We talk about possible changes and what you can do. CL(Taxes)
Read MoreBlurred Lines: The Difference Between Trading and Investing
Let's step back and understand the differences between investing and trading and when each strategy may make sense. CL(Investments)
Read More2021 Tax Considerations
Worried about potential tax increases and how they can impact you? You are not alone. Read about strategies to consider to optimize today's tax code before any changes come about. CL(Taxes)
Read MoreMarket Monitor: An Eventful Month on All Fronts
Inflation fears and rising bond yields created some volatility. Still, they have been no match for the stimulus, easy money, and the prospect of a “once in a generation” infrastructure package. CL(Investments)
Read MoreShould I Pay Off My Mortgage Before I Retire?
A common question among people preparing for retirement is whether it is beneficial to pay off a mortgage early. The answer involves more than just financial math; it's also about peace of mind. CL(Personal Finance)
Read MoreWhat Can the Easter Bunny Teach You About Investing?
As you go about your family's Easter traditions, think about the lessons you can learn about investing. CL(Personal Finance)
Read MoreDoes Your Advisor Use the "F" Word? They Should
Most advisors nowadays like to shout their fiduciary status. While they talk the talk, can they walk the walk? CL(Personal Finance)
Read MoreMarket Monitor: Rising Rates and Stimulus Effects
Rising rates and stimulus checks are two of the factors driving the markets so far this year. Mid-way through March, here's what's happened with stocks and bonds year to date.
Read MoreCalling All Tax Filing Procrastinators: Protect Yourself
By taking steps to prevent IRS identity theft in the first place, you can hopefully avoid the headache and extra time commitment in dealing with the IRS. Consider these steps. CL(Taxes)
Read MoreFinancial Windfalls: Are Your Beneficiaries Prepared
No one would just hand the keys to the brand-new car to a 16-year-old with a new driver's license, but no experience. We also shouldn't hand the keys to our finances to our adult children without getting them ready. CL(Estate Planning)
Read MoreHomeowner's Insurance: Up, Up, and Away
Florida homeowner's insurance rates have been going up. What's going on, and what can you do about it? CL(Insurance)
Read MoreMarket Monitor: Groundhog Day
Winter is still here, the economy hasn't quite turned the corner, yet the markets have hit fresh new highs. These same few themes have generally driven the lofty values. CL(Market Commentary)
Read MoreLove & Money: Yours, Mine and Our Planning
Deciding how to manage yours, mine and ours while planning your financial future can be the key to your success. Unfortunately, as with many things when it comes to finances, one size does not fit all. CL(Retirement)
Read MoreWashington Watch: Impacts of the Blue Ripple
It was more of a blue ripple, then a blue wave, but Democrats still have control of Government. The Democrats slim majority likely will pose some problems for them, here's why. CL(Personal Finance)
Read MoreMarket Monitor: Did Somebody Say Go?
Markets have been anything but muted since the bottom on March 23rd, 2020. Stocks have shrugged off negative headlines, appearing to focus instead on vaccine and stimulus instead. CL(Market Commentary)
Read MoreReflect and Prepare
Just a few days into January and we already have surprises; a blue wave, the storming of the capital, and challenges to our freedom of speech. CL(Personal Finance)
Read MorePlan to Retire Early? Lining Up the Moving Parts
An effective retirement plan has a lot of moving parts to it. It’s a good idea to think through the various decisions you need to be comfortable with before making the final leap to early retirement. CL(Retirement)
Read MoreLast Minute Tax Strategies to Help Avoid IRS Penalties
For those that anticipate they will owe taxes and potentially penalties, some quick year-end planning can help you save money and reduce the “tip” you may be required to pay your least favorite Uncle Sam. CL(Taxes)
Read MoreEverything is Different Now. Or is it?
2020 seemed to turn the world upside down, with November being no different. With the markets looking ahead at vaccine rollouts, November delivered "all gas, no brake." CL(Market Commentary)
Read MoreSave Money and Give More with Donor-Advised Funds
Donor-advised funds are known as the fastest-growing charitable giving vehicles in the United States. They can help everyday people gain several financial benefits on top of the heartfelt gift. Here's how: CL(Charitable Giving)
Read MoreSeason's Givings: How to Check on a Charity Before Donating
This crazy year, with seemingly more people in need, you may be inclined to participate more than usual during this giving season. Here's how to do your homework on a charity before giving. CL(Charitable Giving)
Read MoreTax Relief for Coronavirus Related Distributions
How do Coronavirus Related Distributions work, and who should consider taking advantage of them? CL(Taxes)
Read MoreNew RMD Calculations
Good news! The IRS thinks you will live longer. That means lower Required Minimum Distribution amounts starting in 2022. CL(Retirement)
Read MoreTaking Control From the Taxman: Capital Gain/Loss Edition
While we would not blame investors for wanting to bury their heads in the sand for the rest of the year, there are still potential year-end tax saving moves to consider. CL(Taxes)
Read MoreHow Good Are Your Fraudster Detection Skills?
Try your skill at identifying fraudsters with a quick cyber security quiz as well as some steps you can take to protect yourself with your Schwab accounts. CL(Personal Finance)
Read MoreThe Countdown to Election Day
Three things investors should know ahead of the 2020 presidential election. CL(Personal Finance)
Read MoreCredit is Money
The third Thursday in October is “Get Smart About Credit Day.” Even during retirement, good credit is still salient. CL(Personal Finance)
Read MoreVideo: What Should Investors Do Ahead of the 2020 Election
Worried about what happens with the market after November 3rd? Here's what we think investors should be doing... CL(Investments, Video)
Read MoreHSA's Are Called Health Savings Accounts, Not Health Spending Accounts, For a Reason
HSA accounts are the most tax-efficient way to save for the medical segment of retirement expenses. If you can use the HSA as a stealth retirement account, why wouldn’t you? CL(Taxes, Retirement)
Read MoreFlorida Prepaid College Plan Rebates: Claim Yours Today
With college tuition rates remaining stagnant for the past six years, the Florida Prepaid plan is offering refunds and reduced payments for some participants. Who qualifies, and what do you need to do? CL(Education)
Read MorePandemic Lessons - 6 Months In
Challenging events, like this year's pandemic, provide experiences that lead to wisdom over time, but only if we learn from those experiences. CL(Investments)
Read MoreNational 401k Day
Check on your nest egg and make sure you are not making these common mistakes. CL(Retirement)
Read MoreBirthday Milestones: Your Financial Picture
Starting with age 50, many birthday years bring different financial rules that you should be aware of. CL(Personal Finance)
Read More3 Stupid Things Smart People Do With Their Investments
The economist Thomas Sowell is quoted as saying, “It doesn’t matter how smart you are unless you stop and think.” Let’s stop and think about some stupid things that we see smart people commonly do with their investments. CL(Investments)
Read MoreRecord Low Mortgage Rates, Time to Refinance? - August 16th Update
An update to our previous blog post, with updated rates and info about new fees that may make a refinance more expensive in the near future. CL(Personal Finance)
Read MoreFlorida Treasure Hunt - Unclaimed Property
The state of Florida has 2 billion dollars' worth of unclaimed property. The problem is, most people don't even know they have lost property. Could that be you? CL(Personal Finance)
Read MoreShould You Use Social Security As A Lifeline During A Pandemic?
The impacts of the coronavirus is widespread and can quickly change a person’s economic outlook. Those over the age of 62 may have an income lifeline with Social Security benefits; should you take it? CL(Retirement, Social Security)
Read MoreRecord Low Mortgage Rates, Time to Refinance?
These ridiculously low rates should have you wondering, is it time to refinance your mortgage? Here are a few things to consider when looking at your options. CL(Personal Finance)
Read MoreCovid-19 and the CARES Act Enhance the Roth Conversion Game
With the lower 2020 tax liability combination, the possibility of future income tax increase in current circumstances created a game-changing environment for Roth conversions. CL(Retirement)
Read MoreDo You Have the Single Most Important Investment We Should All Have?
Arguably, the most boring investment is also the most important. Here's why: CL(Personal Finance)
Read MoreCARES Act Opportunities Beyond the Stimulus Check: New IRS Updates
One provision in the CARES Act changed Required Minimum Distribution options for 2020. We re-post this blog from March of this year with updated guidance from the IRS. CL(Retirement)
Read MoreSometimes Rules Are Meant to Be Broken
Are you blindly following these 3 retirement rules of thumb? CL(Retirement)
Read MoreCoronavirus: Should I Buy or Should I Sell?
Over the last several weeks, many have gone from having the fear of the financial impacts and bear market to the fear that investors are missing out on once-in-a-lifetime investment opportunity. CL(Investments)
Read MoreAre You Financially Able to Retire
Knowing if you are financially ready to retire can be tough. Here are 4 questions to ask yourself to help get you started. CL(Retirement)
Read More529 Accounts: New Strategic Opportunities
The end of 2019 brought changes to 529 plans that may open new strategic opportunities for you. Here's what you should know. CL(Education)
Read MoreTSP Offers Coronavirus Relief in Coordination with the CARES Act
The CARES Act creates temporary special rules that change the impacts of loans and withdrawals from retirement plans, including the Thrift Savings Plan (TSP). CL(TSP)
Read MoreWho Wants to Be a Millionaire
There is no magic bean to become a millionaire. Instead, it is a slow, deliberate and rewarding process. Here are 3 steps to get you headed in the right direction. CL(Personal Finance)
Read MoreShould You Take Your Company’s Buyout Offer?
Whether a buyout offer is right for you depends on your unique situation. If you receive a buyout offer, there are some important questions to consider before you make your decision. CL(Retirement)
Read MoreSupporting Small Businesses During COVID-19
As Florida's economy starts to re-open, follow the rules, focus on your health, and go out of your way to help our local Jacksonville businesses. Here are some ways to support our local shops and restaurants.
Read MoreCARES Act Opportunities Beyond the Stimulus Check
The potential benefits of the CARES Act go much further than the most widely known benefit of the stimulus money being deposited into your account. The CARES Act includes financial planning changes that can help you. CL(Personal Finance)
Read MoreSimple Ways to Teach Your Kids How to Save
Let’s be honest. Between running our kids around to soccer practice, making dinner, and tackling that mountain of laundry, sometimes lessons we need to be teaching our children take a backseat. CL(Personal Finance)
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